Central Bank of India Specialist Officer Recruitment 2026
The Central Bank of India, one of India’s leading public sector banks, has officially opened the online registration process for Specialist Officer (SO) Recruitment 2026. This recruitment drive aims to fill 350 Specialist Officer posts across various specialized domains. The application window is active from January 20 to February 3, 2026, providing eligible candidates a limited time to apply for these prestigious banking positions.
Specialist Officer roles are crucial for strengthening the bank’s technical, financial, legal, and risk management systems. Candidates possessing professional qualifications in IT, Finance, Risk, Credit, Law, Engineering, and Security can benefit greatly from this opportunity, as these posts offer strong career growth, job stability, and attractive salary packages.
About Central Bank of India
Founded in 1911, the Central Bank of India is among the oldest and most respected public sector banks in the country. With a wide network of branches and a strong focus on digital banking, financial inclusion, and corporate lending, the bank plays a significant role in India’s banking ecosystem.
Specialist Officers are recruited to handle critical functions requiring domain expertise, making these positions both challenging and professionally rewarding.
Central Bank of India SO Recruitment 2026: Key Highlights
| Particulars | Details |
|---|---|
| Bank Name | Central Bank of India |
| Post Name | Specialist Officer (SO) |
| Total Vacancies | 350 |
| Application Start Date | January 20, 2026 |
| Last Date to Apply | February 3, 2026 |
| Job Nature | Permanent |
| Officer Scale | JMGS-I / MMGS-II / MMGS-III |
| Selection Process | Online Exam / Interview |
| Posting Location | Across India |
Important Dates
Candidates should carefully note all important dates related to the recruitment process.
| Event | Date |
|---|---|
| Notification Release | January 2026 |
| Online Application Start | January 20, 2026 |
| Last Date to Apply | February 3, 2026 |
| Fee Payment Deadline | February 3, 2026 |
| Examination Date | To be announced |
| Interview Schedule | To be announced |
Central Bank of India SO Vacancy Details 2026
A total of 350 vacancies have been announced for Specialist Officer positions in multiple functional areas. These vacancies are expected to be distributed across different departments based on operational requirements.
Expected Specialist Officer Posts
- IT Officer (Software, Network, Database, Cyber Security)
- Risk Manager
- Credit Officer
- Law Officer
- Security Officer
- Financial Analyst
- Digital Banking / Data Analytics Officer
- Technical Officer (Civil / Electrical / Mechanical)
The exact post-wise and category-wise vacancy breakup will be available in the official notification.
Reservation Policy
Reservation of vacancies will be applicable as per Government of India norms for the following categories:
- Scheduled Caste (SC)
- Scheduled Tribe (ST)
- Other Backward Classes – Non Creamy Layer (OBC-NCL)
- Economically Weaker Section (EWS)
- Persons with Benchmark Disabilities (PwBD)
Eligibility Criteria for Specialist Officer Posts
Candidates must fulfill the prescribed educational qualifications, age limits, and experience requirements to be eligible for appointment.
Educational Qualification (Indicative)
The educational requirements differ depending on the Specialist Officer post.
IT Officer
- BE / BTech / MCA / MTech in Computer Science, IT, Electronics, or related fields
- Relevant certifications may be preferred
Risk Manager
- MBA / PGDM in Finance or Risk Management
- Professional certifications such as CA, CFA, or FRM are desirable
Credit Officer
- Graduation with CA / MBA (Finance) / PGDBM
- Knowledge of credit appraisal and financial analysis
Law Officer
- Bachelor’s Degree in Law (LLB)
- Enrollment with the Bar Council of India
Security Officer
- Graduate with experience in Defence Services, Police, or Paramilitary Forces
Technical Officer (Engineer)
- BE / BTech in Civil, Electrical, or Mechanical Engineering
For senior-scale posts, relevant post-qualification work experience may be mandatory.
Age Limit
The age limit varies according to the officer scale and post.
Indicative Age Criteria
| Scale | Age Limit |
|---|---|
| JMGS-I | 21 to 30 years |
| MMGS-II | 23 to 35 years |
| MMGS-III | 25 to 40 years |
Age Relaxation
Age relaxation is applicable for reserved categories as per government rules:
| Category | Relaxation |
|---|---|
| SC / ST | 5 years |
| OBC (NCL) | 3 years |
| PwBD | 10 years |
| Ex-Servicemen | As per applicable rules |
Nationality Requirements
A candidate must be:
- A citizen of India, or
- A subject of Nepal or Bhutan, or
- A Tibetan refugee who came to India before January 1, 1962
Online Application Process
The application process for Central Bank of India Specialist Officer Recruitment 2026 is conducted entirely online.
Steps to Apply Online
- Visit the official website of Central Bank of India
- Direct link for vacancy : https://centralbank.bank.in/en/recruitments?page=0
- Go to the Careers / Recruitment section
- Click on the link for Specialist Officer Recruitment 2026
- Register using basic personal details
- Log in with the generated credentials
- Fill in educational and professional details
- Upload photograph and signature in prescribed format
- Pay the application fee online
- Submit the form and download the confirmation page
Application Fee
| Category | Application Fee |
|---|---|
| General / OBC / EWS | ₹850 (including GST) |
| SC / ST / PwBD | ₹175 |
The application fee is non-refundable.
Documents Required
Candidates should keep the following documents ready while applying:
- Recent passport-size photograph
- Scanned signature
- Educational qualification certificates
- Experience certificates (if applicable)
- Caste / category certificate
- Valid photo identity proof
Selection Process
The selection process for Specialist Officer posts may include:
- Online Written Examination (if conducted)
- Personal Interview
The bank may also shortlist candidates based on qualifications and experience, depending on the number of applications received.
Examination Overview (If Applicable)
If an online test is conducted, it may assess:
- Professional Knowledge related to the post
- Reasoning Ability
- English Language
- Quantitative Aptitude (for selected posts)
Final selection will be based on performance in the examination and/or interview.
Specialist Officer Exam Pattern
The Central Bank of India may conduct an online written examination depending on the number of applications received. The examination is designed to assess both professional competence and general aptitude required for Specialist Officer roles.
Expected Exam Structure
| Section | Questions | Marks |
|---|---|---|
| Professional Knowledge | 60 | 60 |
| Reasoning Ability | 20 | 20 |
| English Language | 20 | 20 |
| Total | 100 | 100 |
- Duration: 90 minutes
- Mode: Online (Computer Based Test)
- Negative Marking: As per bank norms (if applicable)
The emphasis is primarily on post-specific professional knowledge, making subject mastery essential for success.
Specialist Officer Syllabus Overview
The syllabus varies according to the Specialist Officer role applied for. Candidates should prepare based on their specialization.
Professional Knowledge (Post-Specific)
IT Officer
- Programming concepts
- Database management systems
- Networking basics
- Cyber security
- Software development lifecycle
Risk Manager
- Credit risk
- Market risk
- Operational risk
- Basel norms
- Risk assessment tools
Credit Officer
- Financial statement analysis
- Working capital management
- Loan appraisal
- NPA management
- Banking regulations
Law Officer
- Banking laws
- Contract Act
- SARFAESI Act
- Recovery laws
- Negotiable Instruments Act
Security Officer
- Security management
- Disaster response
- Risk prevention
- Surveillance systems
Technical Officer
- Engineering fundamentals
- Project management
- Maintenance systems
- Safety standards
Interview Process
Candidates shortlisted through the written examination or direct shortlisting will be called for a personal interview.
Interview Focus Areas
- Subject expertise
- Practical application of knowledge
- Problem-solving ability
- Communication skills
- Awareness of banking operations
The interview carries significant weight in final selection, especially for senior-scale positions.
Salary Structure and Pay Scale
Specialist Officers are appointed under various officer scales with attractive pay packages.
Pay Scale (Indicative)
| Scale | Basic Pay (₹) |
|---|---|
| JMGS-I | 36,000 – 63,840 |
| MMGS-II | 48,170 – 69,810 |
| MMGS-III | 63,840 – 78,230 |
Allowances and Benefits
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Medical benefits
- Leave Travel Concessions
- Pension under NPS
- Performance-based incentives
The gross monthly salary can range from ₹60,000 to ₹1,00,000+, depending on scale and posting location.
Job Profile and Responsibilities
Specialist Officers handle critical roles that require professional expertise.
IT Officer
- Managing banking software and infrastructure
- Ensuring cyber security
- Supporting digital banking initiatives
Risk Manager
- Identifying and mitigating financial risks
- Implementing risk policies
- Monitoring regulatory compliance
Credit Officer
- Credit appraisal and loan sanctioning
- Portfolio management
- NPA monitoring
Law Officer
- Handling legal cases
- Drafting agreements
- Advising on regulatory matters
Security Officer
- Ensuring physical security of bank premises
- Managing security staff
- Risk assessment and prevention
Technical Officer
- Maintenance of bank buildings and equipment
- Project execution
- Vendor coordination
Career Growth and Promotion
Specialist Officers enjoy structured career progression.
- Promotion through internal exams
- Performance-based advancement
- Opportunity to move into senior management roles
Experienced officers may also get exposure to:
- Corporate offices
- Policy-making divisions
- Digital banking and fintech projects
Posting and Transfer Policy
- Postings can be anywhere in India
- Transfers are based on administrative needs
- Urban and metro postings available for specialist roles
Preparation Strategy for Specialist Officer Examination
Effective Preparation Tips
- Focus on professional subjects first
- Revise banking and financial concepts
- Practice mock tests regularly
- Stay updated with banking regulations
- Improve interview communication skills
Why Choose a Specialist Officer Career in Central Bank of India
- High job stability
- Professional role with authority
- Attractive salary and benefits
- Long-term career growth
- Opportunity to work on national banking projects
Final Selection and Appointment
Final merit is prepared based on:
- Written examination marks (if conducted)
- Interview performance
- Document verification
- Medical fitness
Selected candidates receive an official appointment letter and undergo induction training before joining.
Conclusion
The Central Bank of India Specialist Officer Recruitment 2026 offers an excellent opportunity for qualified professionals to join a reputed public sector bank. With 350 vacancies across technical and professional domains, this recruitment drive provides a stable career, competitive salary, and significant growth prospects. Candidates who prepare with a clear strategy and strong subject knowledge stand a high chance of securing these prestigious positions.
FAQs:
It is a recruitment drive conducted by the Central Bank of India to appoint 350 Specialist Officers in various professional fields such as IT, Credit, Risk Management, Law, Security, and Engineering.
The online registration process started on January 20, 2026.
The last date to submit the online application is February 3, 2026.
A total of 350 Specialist Officer vacancies have been announced.
Eligibility varies by post. Candidates must possess a relevant professional degree such as BE/BTech, MCA, MBA, CA, LLB, or equivalent qualifications along with required experience for some posts.
The age limit depends on the officer scale:
JMGS-I: 21 to 30 years
MMGS-II: 23 to 35 years
MMGS-III: 25 to 40 years
Age relaxation is applicable for reserved categories.
No, work experience is not mandatory for all posts. However, it is required for senior-scale positions and certain specialized roles.
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